GDS & TDS Calculator
Calculate your Gross Debt Service and Total Debt Service ratios for mortgage qualification.
Income & Debt Information
$
Housing Costs (PITH)
$
$
$
$
$
Debt Service Ratios
32.5%
GDS Ratio
Limit: 32%
39.2%
TDS Ratio
Limit: 40%
Not Qualified
Not Qualified
Total Housing Costs
$1,950
Total Debt Service
$2,350
GDS Room
$-30
TDS Room
$50
AI Analysis
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